In this review, we bring together the components which affect the determination of the total pension in Finland in 2024. The amount of the take-home net pension is affected by how the earnings-related and national pension benefits, as well as the taxation of pensions, are determined. The examples and figures illustrate what the Finnish total net pension consists of in the various income brackets. Due to various tax deductions and contributions, the net pension is determined differently for pension recipients and wage earners. This review compares the tax and contribution burden of Finnish pension recipients and wage earners. It also looks at the taxation of pension recipients' wage income.